How Coordination Works
Benefits are coordinated based on which plan is primary and
which plan is secondary. The primary plan pays benefits first.
Generally, the plan providing secondary coverage makes payment
on the remaining balance, which may further reduce or
eliminate your out-of-pocket expense. When benefits are
coordinated, the total amount paid by both plans will never
be more than 100% of the total allowable or covered expense.
Coordination of benefits applies to any group insurance
or other group coverage and coverage under a government
program, such as Medicare. It does not apply to any benefits
paid to you from a personal policy or any medical benefits
included in your automobile insurance contract.
