Your Eligible Dependents
Your dependents may also be eligible to participate. For Plan purposes, your eligible dependents are:
- Your spouse, if you are legally married under the laws of the state where you live and your spouse is a person of the opposite sex. A spouse is no longer covered on the date of divorce;
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Your unmarried children, whether natural-born, adopted, stepchildren through a legal marriage or other children under your legal guardianship who are primarily dependent on you for maintenance and support or are covered under the terms of a Qualified Medical Child Support Order (QMCSO) or a National Medical Support Notice (NMSN).
The child of a pensioner will be eligible only if he or she was covered under the Plan or a predecessor Plan on the pensioner’s retirement date or was born to the pensioner after the pensioner retired.
Children are eligible from birth to age 21. If your child is a full-time student at an accredited institute of higher learning, eligibility continues to age 23 while the child continues to be dependent and registered as a full-time student;
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Your unmarried child of any age who is incapacitated and, as a result, is incapable of self support due to a mental or physical disability and who is primarily dependent on you for support and maintenance provided the incapacity began before the child reached age 21. The child will remain eligible for as long as he or she remains continuously incapacitated and dependent upon you for federal income tax purposes.
MILA may require you to supply written proof of the child’s mental or physical incapacity and continued dependence periodically. MILA also has the right to request at its expense an independent medical, psychiatric or psychological examination of the child; and
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Your parents who qualify for coverage as “collateral dependents” if they were covered as collateral dependents under a local Port Plan as of December 31, 1999.
Coverage will end for each collateral dependent on the first of the following:
- On the last day of the month in which you marry or have an eligible dependent child; or
- On the last day of the first calendar year in which the collateral dependent can no longer be claimed as a dependent on your federal income tax return; or
- On the last day that collateral dependents could have been covered under the rules in effect in your local port on September 30, 1996.
