content top new

PARTICIPATION UNDER THE PLAN

When Coverage Ends

The chart below shows when you and your dependents would lose your eligibility for coverage—assuming you do not elect to continue coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA) and you are not eligible for pensioner benefits.

Coverage Will End For.... At This Time...
You, your spouse and dependent children On the last day of the calendar year following the end of a contract year in which you fail to receive credited hours* sufficient to qualify for a MILA benefit.
You On the date you enter active duty military service (U.S. or other) for 31 days or more. However, your spouse and children will continue to be covered during the initial period of your tour of duty or the period your credited hours qualify for coverage, if longer.
Your spouse and children If your dependents are covered because of your active duty military service, the end of the month in which you re-enlist, extend your active duty military service or terminate your reserve status.
Your spouse and children If you die, on the last day of the calendar year for which you earned coverage unless your spouse and children are eligible for benefits because your spouse is an eligible surviving spouse under the MILA Plan.
You, your spouse and children On the date following your retirement on which your active coverage would end, unless you satisfied the requirements for coverage as a pensioner under the MILA Plan.
You, your spouse and children If you are a non-bargaining unit Member and not otherwise eligible for coverage, on the last day of the month following the month in which your employment ends with your current employer.
You, your spouse and children On the date the Trustees or the parties to the Master Contract terminate this Plan.
You, your spouse and children On the date any covered family member receives a MILA Plan benefit to which the Member is not entitled if the benefit was received as a result of fraudulent or misleading conduct.
Your divorced spouse and child On the day you are divorced or on the date your marriage is annulled, if the dependent child is a stepchild.
Your child or collateral dependent On the last day of the month in which he or she no longer qualifies as a collateral dependent or a dependent child.
Your child On the date your child qualifies for coverage as a Member unless your child elects to waive his or her coverage as a Member in order to remain under your family coverage.
Your child On the last day of the month in which your dependent child reaches age 26.

*Click here for a discussion of the hours’ requirement for persons who work under a collective bargaining agreement with a different contribution rate

If your eligibility for the MILA National Health Plan coverage ends, you may be eligible for continued coverage under COBRA. Also, see the Pensioner Benefits section for information concerning benefits for which you may qualify when you retire.

bottomBar