June 30,2008
Dear MILA Participant:
We are pleased to enclose the updated MILA Summary Plan Description (the SPD). This book describes the terms
of all three MILA Plans, Premier, Basic and Core, as of May 1,2008. This SPD has been organized in a fashion
that will make it easier to find answers to any questions you may have about the MILA Plan benefits.
In Section I, Benefit Summaries, you will find a brief summary of each of the plans. These summaries have been
designed to provide a quick overview of the plan in which you currently participate. For a complete description
of the benefits which the plan provides for a particular situation or condition, you will want to read Section II,
Understanding What is Covered.
Understanding when coverage begins and how a person may be covered as his or her situation changes is
covered in Section III, Participation Under the Plan. The later sections in the SPD deal with claims procedures,
your rights under ERISA and other important administrative information. Finally, the SPD has a glossary of terms
used in the description of the benefits.
If you have any questions concerning your coverage, contact your local Port Administrator or call MILA
directly. If you have specific benefit questions, you may want to call the responsible Claims Administrator as this
may provide the fastest answer. This is your Plan and the MILA Trustees want you to understand its provisions
in order that you will receive the benefits to which you are entitled under the Plan.
Sincerely,
Richard P. Hughes, Jr.
Co-Chairman
James A. Capo
Co-Charman
