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Glossary
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CLAIMS AND APPEALS

Non-Urgent Pre-Service Claim

For a properly filed Non-Urgent Pre-Service Claim, you and/or your doctor will be notified of a decision within 15 days from receipt of the claim unless additional time is needed. The time for a response may be extended up to 15 days if necessary due to matters beyond the control of the Claim Administrator responsible for making the determination. You will be notified of the circumstances requiring the extension of time and the date by which a decision is expected to be rendered.

If you improperly file a Non-Urgent Pre-Service Claim, you will be notified as soon as possible, but not later than five days after receipt of the claim, of the proper procedures to be followed in filing a claim. You will only receive notice of an improperly filed Non-Urgent Pre-Service Claim if the claim includes the following important information:

  • your name;
  • your specific medical condition or symptom; and
  • a specific treatment, service or product forwhich approval is requested.

Unless the claim is resubmitted properly, it will not constitute a claim.

If an extension is needed because the Claim Administrator responsible for making the determination needs additional information from you, the extension notice will specify the information needed. In that case you and/or your doctor will have 45 days from receipt of the notification to supply the additional information. During the period in which you are allowed to supply additional information, the normal period for making a decision on the claim will be suspended. The deadline is suspended from the date of the extension notice either for 45 days or until the date you respond to the request (whichever is earlier).

The Claim Administrator then has 15 days to make a decision on the Non-Urgent Pre-Service Claim and notify you of the determination. You have the right to appeal a denial of your Non-Urgent Pre-Service Claim. See here.

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