Notice of a Qualifying Event
Under the law, you or your dependent are responsible for notifying MILA of the occurrence of certain qualifying events under which you or your dependent will lose coverage under the Plan. Those qualifying events are your divorce or your child ceasing to be an eligible dependent under the Plan.
| Coverage May Continue For |
If Coverage Terminates Because of this Qualifying Event |
Maximum Duration of Coverage |
| You and your spouse and dependent children |
Your covered employment terminates for reasons other than gross misconduct and you have no right to any continued MILA benefits based upon your employment hours. |
36 months |
|
| You and your spouse and dependent children |
You become ineligible for coverage due to a reduction in your employment hours. |
36 months |
|
| You* |
You go on active duty in the U.S. military for 31 days or more. |
36 months |
|
| Your spouse and dependent children |
You die. |
36 months |
|
| Your Spouse |
You divorce or your marriage is annulled. |
36 months |
|
| Your dependent child |
Your dependent child no longer qualifies as a dependent (for example, he is not dependent on you or he reaches age 21 and is not a full-time student). |
36 months |
|
| Your spouse and dependent children |
After becoming covered for COBRA continuation coverage, you become covered forMedicare benefits. |
36 months |
|
*If you are called to active duty in the U.S. military, your dependents will continue to be covered under the Plan as described here.
You must notify MILA within 60 days of the date of the event or the date coverage would end under the Plan because of the qualifying event, whichever is later.
Your employer is responsible for notifying MILA of the occurrence of one of these qualifying events:
- Your death;
- The termination of your employment;
- The reduction in your hours of employment; or
- Your entitlement to Medicare.
The time period in which your employer must notify MILA of one of these qualifying events commences on the date of the loss of coverage. Once MILA is notified of any of these events, MILA will send you a COBRA notice as soon as possible, but in no event later than 44 days.
