CLAIMS AND APPEALS

Urgent Care Claim

If you are requesting pre-certification of an Urgent Care Claim, the time deadlines are different. The Claim Administrator will respond to you and/or your doctor with a determination by telephone as soon as possible, taking into account the medical exigencies, but not later than 72 hours after receipt of the claim. The determination will subsequently be confirmed in writing.

If you improperly file an Urgent Care Claim, you will be notified of the proper procedures as soon as possible but not later than 24 hours after receipt of the claim. Unless the claim is resubmitted properly, it will not constitute a claim.

If an Urgent Care Claim is received without sufficient information to determine whether or to what extent benefits are covered or payable, the Claim Administrator will notify you and/or your doctor as soon as possible, but not later than 24 hours after receipt of the claim, of the specific information necessary to complete the claim. You and/or your doctor will have 48 hours to provide the specified information. If the information is not provided within that time, your claim will be denied.

Note: Claims involving Urgent Care (as defined) must be submitted by telephone to the applicable vendors (CIGNA, Cigna Behavioral Health or Caremark®) at the number listed on the back of your ID card.