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Covered Prescription Drugs

A prescription drug means any drug that may be legally dispensed only when you have a written prescription from a physician or other licensed medical provider. The physician may also call in a prescription directly to your local pharmacy or the CVS Caremark Mail Service Pharmacy. Insulin and other supplies for diabetes, such as syringes, needles and testing materials, are also covered.

When you get a prescription, the pharmacist will fill it with a generic drug unless no generic drug exists for that brand or the prescribing physician has specified “Dispense As Written” (DAW). If there is no generic equivalent for a brand name drug, the brand name will be provided as ordered and covered under the Plan. If there is a generic equivalent, the cost of the prescription will be subject to the $500 deductible.