Second Opinions
Before having surgery or a medical procedure, you may
want to get a second opinion. If you do, you have up to six
months after the initial recommendation and six months
before the date of the surgery or procedure to get the
second opinion.
The Plan will cover the allowable expenses of the second
opinion visit and any related tests, unless the doctor
providing the second opinion performs the surgery. In
that case, any charges relating to the second opinion are
not considered allowable expenses and will not be covered.
A third opinion is also covered if:
- The second opinion does not agree with the initial
opinion; or
- The second opinion agrees with the initial opinion,
but the third opinion is different.
