How Coordination Works
Benefits are coordinated based on which plan is primary and which plan is secondary. The primary plan pays benefits first. Generally, the plan providing secondary coverage makes payment on the remaining balance, which may further reduce or eliminate your out-ofpocket expense. When benefits are coordinated, the total amount paid by both plans will never be more than 100% of the total allowable or covered expense. Coordination of benefits applies to any group insurance or other group coverage and coverage under a government program, such as Medicare. It does not apply to any benefits paid to you from a personal policy or any medical benefits included in your automobile insurance contract.
