content top new

PARTICIPATION UNDER THE PLAN

Paying for COBRA Coverage

If you or your dependents who are Qualified Beneficiaries elect to continue coverage, you or they must pay the full cost of the coverage elected. The Plan is permitted to charge the full cost of coverage for Members and families plus an additional 2%.

The initial payment is due no later than 45 days after the election to receive coverage (and it will cover the period from the date you would lose coverage until the end of the month next following or coinciding with the date your payment is received).

Coverage will not be continued unless timely election of COBRA continuation occurs and the full initial payment is made within the time required. Thereafter, payments are due monthly on the first of each month and are considered to be on time if they are made within 31 days of the due date. Costs for COBRA continuation are expected to change annually on January 1st.

Contact MILA for more information about the cost of your COBRA Continuation Coverage. If you fail within the time limit provided to notify MILA of your decision to elect COBRA Continuation Coverage and to make the required initial payment, your Plan health coverage will not continue beyond its original termination date under the terms of the Plan. Further, if you do not pay the required monthly COBRA payment within the permitted time limit, COBRA continuation will end as of the end of the month for which the last complete payment was made and your coverage will not be reinstated.

If your rights to COBRA Continuation Coverage end (for example, because you did not timely elect or you did not pay the required premium), MILA will notify you of the date that this has occurred. If your COBRA continuation rights end for any reason, they may not be reinstated.

bottomBar