MILA : WHAT IS NOT COVERED

	Benefits Summary


	What Is Covered


	What is Not Covered

Medical Expensese Not Covered Under the Plan

Charges Not Covered in the Behavioral Health Program

Charges Not Covered in the Prescription Drug Program

Dental Charges and Services Not Covered Under the Plan

Vision Charges and Services Not Covered Under the Plan

Coordination of Benefits

How Coordination Works

Which Plan Pays Benefits First

If You Are Overpaid Benefits

Third Party Reimbursement and Subrogation

Waiver of Benefits


	Participation Under the Plan


	Claims and Appeals


	Your Rights Under ERISA


	Administrative Information


	Glossary

WHAT IS NOT COVERED

If You Are Overpaid Benefits

If by chance the Plan makes benefit payments on allowable expenses that are more than 100% of the maximum benefit amount, MILA reserves the right to recover the amount of the overpayment from individuals, insurance companies or any other Claim Administrators. If certain overpayments are not returned within four weeks of receipt, MILA has the right to cancel your coverage and begin legal action to recover the overpayment. See “Third-Party Reimbursement and Subrogation”.